Commercial Insurance

The insurance professionals at Kenneth Bieber Insurance will help you compare business insurance rates from trusted insurers and get the right combination of coverages for your business.

Have Questions or Need Our Advice? Call (212) 983-3700

Commercial Insurance

Speak With Our Insurance Professionals… Call (212) 983-3700

Commercial Insurance Coverage in New York

Retail or office space align a commercial parking lot

Commercial Insurance Coverage from Kenneth Bieber provides flexible, responsive protection for your business. True to your goals and attentive to your specific needs, our company’s professional liability insurance can safeguard every aspect of your business. New York is among the world’s most demanding markets, and business owners in this center of global commerce have to focus on day-to-day management to succeed. Kenneth Bieber’s commercial insurance coverage policies are affordable, personalized, and hassle-free. We’ll take the time to analyze your business and create an insurance plan to protect your company’s future – so you can concentrate on building it.

Professional Liability Insurance for Every Business

Professional liability insurance, which covers costs accrued during litigation, is a primary focus for Kenneth Bieber’s insurance team, but many more policies are available for business owners. Commercial automobile, commercial liability, and commercial property insurance plans cover assets such as buildings and vehicles. Directors and Officers policies protect key individuals in your company, while Ordinance and Law coverage can keep you from paying costly upkeep and maintenance fees. Combined with professional liability insurance for legal protection, these policies can form a reliable safety net for all your company’s property and personnel at a reasonable cost.

Commercial Property Insurance from Established Experts

Commercial property insurance has been a specialty of Kenneth Bieber since the company’s founding in 1962. We view ourselves as advocates and representatives for each client, working to secure the best possible rates on the most suitable coverage. We believe in empowering the businesses that choose us for their insurance needs. To that end, we maintain a comprehensive learning center with online tutorials on commercial insurance and many more important topics. With experienced commercial property insurance agents always available and accurate quotes delivered at industry-leading speed, Kenneth Bieber is a vital source of support and peace of mind for business across New York. Find out what we can do for you.

Just A Few Of Our Commercial Coverages

The companies we represent may offer the opportunity to package a number of these coverages within a single policy.

Commercial Auto

This coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.

Commercial Liability

Provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.

Commercial Property

Provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk type policies.

Directors & Officers

Designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions.

Employment Practices

Liability Provides coverage for defense costs and liability arising from allegations of improper employment practices, sexual harassment, and discrimination.

Home Based Business

Homeowners insurance does not necessarily cover many home business-related claims. This could mean a major loss of income, as well as other significant losses, for your home business. If you have a home based business consider contacting us to discuss proper coverage options that offer both protection and affordability.

Inland Marine

If your business frequently ships products or equipment, you may want to consider purchasing inland marine insurance. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage. Inland marine insurance can cover a wide range of specialty equipment and products.

Ordinance or Law Coverage

One of the most needed types of coverage is also one of the most commonly overlooked, or even known about, by consumers. It’s called Ordinance or Law Coverage. As your building becomes older certain changes in your county’s building codes and ordinance change to reflect new standards for construction. If your older property suffers a substantial loss, fixing it may require a higher construction standard to reflect new laws, therefore simply replacing your property as it was just isn’t good enough to meet these new construction standards and codes. Ordinance or law coverage pays for these upgrades in building standards.

Cyber Liability

Preventative data protection systems are essential to minimize the potential for a security breach. Even with preventative actions in place, businesses should still be prepared in case of a security breach. Prepare your business with a cyber security policy and have confidence in your plan when issues arise. Cyber liability insurance protects your business against damages to your client and to your company. Expenses for lawsuits, reputation maintenance, data repair, and financial damages add up quickly. Limit your chances of a security breach and limit your damages with proper cyber liability insurance.

Special Event Coverage

Businesses sometimes sponsor events like conferences, receptions, exhibitions, or festivals. Such events can generate claims against the event sponsors. To protect themselves, businesses can purchase a type of liability coverage called special event insurance to protect against claims by third-parties for bodily injury or property damage. Special event insurance is inexpensive and must be purchased before an event takes place.

Umbrella and Excess Liability

This coverage complements your property/liability program and provides additional limits of coverage. In today’s litigious society, smart business people protect their investment with umbrella coverage.

Workers’ Compensation

This coverage is designed to meet the workers’ compensation laws of your state. Workers’ compensation coverage provides protection for injured workers and supporting protection through employer’s liability coverage.